RSP Guaranteed Investment Certificates

Wealth One RSP Guaranteed Investment Certificates (RSP GICs)

A wealth One GIC can be held in your Retirement Savings Plan (RSP). Enjoy the benefits of guaranteed growth plus the tax advantage of a RSP.  Any income you earn in your RSP is tax sheltered until you withdraw funds from the registered plan. Start saving for the future!



  • Market competitive rates
  • Minimum deposit of $1,000
  • Up to 5-year fixed term
  • Non-cashable
  • Interest is paid annually or at maturity
  • Automatically renews into a new 6-month term GIC, unless otherwise notified
  • Canadian dollar



  • Steady, predictable interest income that is guaranteed and tax-sheltered
  • Easy online view
  • Your contributions are tax-deductible
  • Eligible for Canada Deposit Insurance Corporation (CDIC) insurance